The Continuing Evolution of the Safe Harbor 401(k) Plan

Down with DOMA

Down with DOMA Signed into law in 1996, the federal Defense of Marriage Act (DOMA) is a small law that has caused big controversy. Introduction and Background DOMA is small in the sense that it consists of only three sentences, making it shorter to include the full...
The Continuing Evolution of the Safe Harbor 401(k) Plan

How Do You Spell Relief? E-P-C-R-S

How Do You Spell Relief? E-P-C-R-S Retirement plans are complicated beasts. The Pension Protection Act of 2006 was more than 1,000 pages long; one of the main reference books that retirement plan professionals use is more than 7,000 pages long; and there are countless...
The Continuing Evolution of the Safe Harbor 401(k) Plan

Cross-Testing: The Right Tool for Many Jobs

Cross-Testing: The Right Tool for Many Jobs As the national economy continues its recovery, more and more businesses are beginning to see their financial situations improve to near pre-recession levels. Companies that have not thought about making profit sharing...
The Continuing Evolution of the Safe Harbor 401(k) Plan

Under Control or Out of Control

Under Control or Out of Control In today’s business climate, it seems it is becoming increasingly common for businesses of all sizes to be structured using multiple companies. Maybe a business person is pursuing multiple ventures with different groups of...