Plan Year-End “To Do” List

Plan Year-End “To Do” List

Plan Year-End “To Do” List The end of the year is fast approaching which signals important assignments for plan administrators. First are the items that must be completed by year-end, such as establishing a new plan or making required minimum...
Plan Year-End “To Do” List

Safe Harbor 401(k) Plan Offers Many Advantages

Safe Harbor 401(k) Plan Offers Many Advantages The continuing popularity of the 401(k) plan has made it the most widely used savings plan in the country. As employers have had to shift limited resources to cover the ever-increasing cost of other benefits, the ability...
Plan Year-End “To Do” List

Roth 401(k) FAQs

Roth 401(k) FAQs Designated Roth contributions (a/k/a Roth 401(k) or Roth deferrals) have been available since 2006, but a change in the tax laws governing Roth IRAs has reenergized discussions about this feature. This article is in Q&A format and addresses some...
Plan Year-End “To Do” List

When Should the Check be in the Mail?

When Should the Check be in the Mail? Every qualified retirement plan has a specific deadline by which employer contributions must be deposited to the plan for each plan year. However, the rules concerning participants’ contributions have not been as clear. For...