by Deanna Fisher | Apr 5, 2019 | Uncategorized
Know Your Options If your plan offers a Roth 401(k) provision, your participants might ask, “Which one is better for me?” As the availability of Roth options in 401(k) plans and Roth contribution percentages continue to rise, it’s important to be able to guide...
by Deanna Fisher | Feb 12, 2019 | Uncategorized
It’s Testing Season Qualified plans must perform annual testing to be sure that the plan doesn’t unfairly discriminate in favor of “highly compensated employees” (HCEs) or exceed the contribution limits set forth by the IRS. Depending on your plan...
by Paul Fennell | Sep 13, 2018 | Uncategorized
Hardships Get a Little Easier Earlier this year, the Bipartisan Budget Act of 2018 was passed by Congress and signed into law. While this law made several changes that impact retirement plans, one provision changing the rules around hardship distributions is...
by Taylor Brown | Sep 12, 2018 | Uncategorized
Helping Hands One of the most prevalent and difficult challenges for many twenty somethings these days is the repayment of their, often substantial, student loan debt. Statistics show that the average college graduate with a bachelor’s degree left school in 2016 with...
by Taylor Brown | Sep 10, 2018 | Uncategorized
Tis the Season… It’s the time of year when Plan Sponsors scramble to deliver the myriad notices required to be given to their participants. Even with the help of service providers, the sheer number of notices can be overwhelming. Below is a summary of the...
by Taylor Brown | Sep 9, 2018 | Uncategorized
Upcoming Compliance Deadlines for Calendar-Year Plans (12/31) December 2018 December 1st Participant Notices – Annual notices due for Safe Harbor elections, Qualified Default Contributions (QDIA), and Automatic Contribution Arrangements (EACA or QACA). December 31st...
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